Property & Commercial Finance
Whiterock's Property & Commercial Finance division provides tailored funding solutions for residential and commercial projects across Northern Ireland, UK and Ireland. We act as a trusted advisor, structuring and securing finance for acquisitions, developments, refinancing, and complex transactions.
We manage the funding process end-to-end, acting as your partner throughout negotiations, due diligence, and execution. Our role is to simplify complexity, protect momentum, and deliver funding structures that work in practice.
At a Glance
- Model
- Brokered
- Coverage
- UK & Ireland
- Lender Network
- Banks, specialists, family offices
- Approach
- End-to-end management
What We Offer
Lender Network
Operating across NI, ROI, Scotland, England, and Wales, we maintain access to a diverse lender network:
Mainstream Banks
High-street and clearing banks with competitive rates
Alternative Finance Providers
Non-bank lenders offering flexible structures
Specialist Property & Commercial Funders
Deep sector expertise and bespoke facilities
Family Offices
Private capital for complex or non-standard transactions
The Process
From enquiry to drawdown
Obtain Information
We meet to understand your project, objectives, and funding requirements
Review Options
We draft a proposal and identify the most suitable lenders for your needs
Negotiate Terms
We negotiate Heads of Terms to secure the best possible structure
Manage Process
We coordinate valuations, legals, and all third-party requirements
Execution
Funds are drawn down and your project moves forward
Why Whiterock
Experienced team with deep market understanding
Trusted lender relationships across the UK & Ireland
Established network to achieve better terms
Streamlined process from enquiry to drawdown
Tailored solutions for each project's specific needs
Recent Transactions
Property deals completed
Hotel Acquisition
£5m
Site Acquisition & Development
£6m
BTL Refinance (23 properties)
£2.6m
Caravan Park Acquisition
£1m
Let's Talk About Your Project
Whether you are acquiring, developing, refinancing, or restructuring, our team can help you navigate the market and secure the right funding solution.