Debt Funding
Whiterock provides flexible debt funding solutions to established and growing SMEs across Northern Ireland. Delivered through the Investment Fund for Northern Ireland (IFNI), our debt solutions support businesses at different stages of growth, from early expansion to larger-scale investment.
Micro Finance is designed for smaller or earlier-stage businesses. Debt Finance is aimed at established SMEs with a proven trading history, offering larger loan sizes and more flexible structures.
At a Glance
- Fund
- IFNI
- Fund Size
- £60m
- Micro Finance
- £25k – £125k
- Debt Finance
- £126k – £2m
Compare
Choose the right solution
Best Suited To
Smaller businesses with ambition to grow. Faster, more accessible funding ideal for working capital and early growth.
Eligibility
- SMEs based in Northern Ireland
- Proven business concept
- Demonstrable repayment capacity
- Sector agnostic
Terms
- Up to 5 years
- Monthly repayments (capital & interest, flat rate)
Process
Use Cases
What can you use it for?
Recent Debt Deals
Businesses we've supported
A3D
£1m
Central Fusion
£1.5m
Nomadic Watches
£500k
OTT
£750k
Not Sure Which Is Right?
Our team will guide you through the options and structure funding that aligns with your growth plans.